30315 E Mountain View AveWelltonAZ85356
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayYield and appreciation often trade off, and at 30315 E Mountain View Ave, Wellton, AZ, 85356 in Wellton the bet is firmly on appreciation. Rental yield 4.5%. The 4.5% gross yield on a $480,000 price is below income-first thresholds, but 5%/yr value growth projects $132,615 in equity by year five. Ziffy Mortgage's non-U.S. DSCR mortgage (0.83) finances the acquisition on rental income alone. A larger down payment (30–35%) reduces monthly debt service and tightens the spread. Total projected cumulative return: $114,695.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.5% | 7.0% |
| Monthly Cash Flow | $(1,037) | $250 |
City averages based on Wellton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,800 |
| Total Monthly Debt Service | $2,646 |
| DSCR Ratio | 0.68x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85356, Wellton, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,284 (100%) |
| Owner Occupied HU | 1,519 (46.3%) |
| Renter Occupied HU | 290 ( 8.8%) |
| Vacant Housing Units | 1,475 (44.9%) |
| Median Home Value | $233,763 |
| Average Home Value | $224,639 |
Housing Distribution
Address Breakdown
Residential
1,747
Single Family
714
Multi-Family
1,033
Businesses
101
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85356, Wellton, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,284 (100%) |
| Owner Occupied HU | 1,519 (46.3%) |
| Renter Occupied HU | 290 ( 8.8%) |
| Vacant Housing Units | 1,475 (44.9%) |
| Median Home Value | $233,763 |
| Average Home Value | $224,639 |
Housing Distribution
Address Breakdown
Residential
1,747
Single Family
714
Multi-Family
1,033
Businesses
101
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices