3031 Tenor DrLovelandOH45140
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Loveland rentals match the income profile of 3031 Tenor Dr, Loveland, OH, 45140. Listed at $299,000, gross rent is $2,656/mo and net cash flow is $663/mo, a 10.66% yield well above national averages. DSCR 1.98 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $82,608 by year five with $2,754/yr in annual principal reduction, projecting $158,280 in total cumulative return.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.7% | 6.2% |
| Monthly Cash Flow | $663 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,656 |
| Total Monthly Debt Service | $1,848 |
| DSCR Ratio | 1.44x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2001
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45140, Loveland, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,006 (100%) |
| Owner Occupied HU | 17,357 (75.4%) |
| Renter Occupied HU | 4,644 (20.2%) |
| Vacant Housing Units | 1,005 ( 4.4%) |
| Median Home Value | $376,021 |
| Average Home Value | $402,406 |
Housing Distribution
Address Breakdown
Residential
22,218
Single Family
19,875
Multi-Family
2,343
Businesses
966
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2001
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45140, Loveland, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,006 (100%) |
| Owner Occupied HU | 17,357 (75.4%) |
| Renter Occupied HU | 4,644 (20.2%) |
| Vacant Housing Units | 1,005 ( 4.4%) |
| Median Home Value | $376,021 |
| Average Home Value | $402,406 |
Housing Distribution
Address Breakdown
Residential
22,218
Single Family
19,875
Multi-Family
2,343
Businesses
966
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices