3030 Oneal Pkwy #M17BoulderCO80301
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowTight but positive: 3030 Oneal Pkwy #M17, Boulder, CO, 80301 in Boulder at $280,000 earns $2,442/mo in rent and nets $66/mo after the $1,259/mo payment, a 10.47% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $77,359 over five years. Ziffy Mortgage underwrites this on a 1.94 DSCR without U.S. credit history. With $2,579/yr in principal paydown, total projected return reaches $157,873.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.5% | 5.5% |
| Monthly Cash Flow | $66 | $200 |
City averages based on Boulder market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,442 |
| Total Monthly Debt Service | $1,520 |
| DSCR Ratio | 1.61x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1971
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80301, Boulder, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,558 (100%) |
| Owner Occupied HU | 6,773 (50.0%) |
| Renter Occupied HU | 5,840 (43.1%) |
| Vacant Housing Units | 945 ( 7.0%) |
| Median Home Value | $849,607 |
| Average Home Value | $899,851 |
Housing Distribution
Address Breakdown
Residential
13,091
Single Family
7,802
Multi-Family
5,289
Businesses
2,304
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1971
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80301, Boulder, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,558 (100%) |
| Owner Occupied HU | 6,773 (50.0%) |
| Renter Occupied HU | 5,840 (43.1%) |
| Vacant Housing Units | 945 ( 7.0%) |
| Median Home Value | $849,607 |
| Average Home Value | $899,851 |
Housing Distribution
Address Breakdown
Residential
13,091
Single Family
7,802
Multi-Family
5,289
Businesses
2,304
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices