3030 Oceanside Blvd SPACE 48OceansideCA92054
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 3030 Oceanside Blvd SPACE 48, Oceanside, CA, 92054 in Oceanside deserves attention. This $290,000 property earns $2,693/mo in rent, a 11.14% gross yield, and nets $899/mo after the $1,304/mo payment. DSCR 2.07 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $80,122 compounds alongside $2,671/yr in yearly equity build, for a total cumulative return of $167,840.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.1% | 5.1% |
| Monthly Cash Flow | $899 | $1,200 |
City averages based on Oceanside market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,693 |
| Total Monthly Debt Service | $1,679 |
| DSCR Ratio | 1.60x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1961
6.69 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92054, Oceanside, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,527 (100%) |
| Owner Occupied HU | 6,354 (34.3%) |
| Renter Occupied HU | 9,312 (50.3%) |
| Vacant Housing Units | 2,861 (15.4%) |
| Median Home Value | $945,467 |
| Average Home Value | $1,045,752 |
Housing Distribution
Address Breakdown
Residential
16,821
Single Family
11,982
Multi-Family
4,839
Businesses
1,482
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1961
6.69 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92054, Oceanside, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,527 (100%) |
| Owner Occupied HU | 6,354 (34.3%) |
| Renter Occupied HU | 9,312 (50.3%) |
| Vacant Housing Units | 2,861 (15.4%) |
| Median Home Value | $945,467 |
| Average Home Value | $1,045,752 |
Housing Distribution
Address Breakdown
Residential
16,821
Single Family
11,982
Multi-Family
4,839
Businesses
1,482
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Cyd Panaccione • HomeSmart Realty West
Mls Name: SDMLS
Mls Provider:
Mls ID: #250021140
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