3030 Elm CreekSan AntonioTX78230
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 5.15% gross rental yield, 3030 Elm Creek, San Antonio, TX, 78230 in San Antonio is priced for capital growth, not immediate cash flow. The $899,777 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $248,592 by year five, with $8,287/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.95) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $177,083.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.2% | 5.8% |
| Monthly Cash Flow | $(2,612) | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,862 |
| Total Monthly Debt Service | $6,115 |
| DSCR Ratio | 0.63x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2013
0.37 Acres lot
$N/A/sqft
$900 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78230, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,999 (100%) |
| Owner Occupied HU | 9,106 (43.4%) |
| Renter Occupied HU | 10,047 (47.8%) |
| Vacant Housing Units | 1,846 ( 8.8%) |
| Median Home Value | $376,879 |
| Average Home Value | $427,244 |
Housing Distribution
Address Breakdown
Residential
20,436
Single Family
10,630
Multi-Family
9,806
Businesses
1,457
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2013
0.37 Acres lot
$N/A/sqft
$900 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78230, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,999 (100%) |
| Owner Occupied HU | 9,106 (43.4%) |
| Renter Occupied HU | 10,047 (47.8%) |
| Vacant Housing Units | 1,846 ( 8.8%) |
| Median Home Value | $376,879 |
| Average Home Value | $427,244 |
Housing Distribution
Address Breakdown
Residential
20,436
Single Family
10,630
Multi-Family
9,806
Businesses
1,457
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Helen Guajardo • Keller Williams Heritage
Mls Name: SABOR
Mls Provider:
Mls ID: #1888518
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.