303 S 12th St, Guthrie Center, IA, 50115 | $128/mo Cash Flow

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303 S 12th St, Guthrie Center, IA, 50115 | $128/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Guthrie Center at 303 S 12th St, Guthrie Center, IA, 50115 listed at $639,000 pairs $4,278/mo rent with a $3,128/mo payment to leave $128/mo cash flow. Total monthly income runs $4,278/mo, and annual cash flow reaches $1,531/yr on $210,231 cash to close. Return on cash invested measures 20.79% in year one, and rental yield registers 8.03% at a $639,000 basis. Equity gained on principal adds $4,123/yr, and annual property appreciation at 5% supports $176,544 by year five. Five-year ROI tracks 107.93% and total cumulative return in cash totals $226,912. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $4,278/mo property income relative to a $3,128/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Single Family

Built in 1999

3 Acres lot

$N/A/sqft

No HOA

More details about the property

Who says you can't have it all? Enjoy country living while taking advantage of all the amenities of living in town with this gorgeous custom-built home. Sitting on nearly three acres, this property is a unique opportunity for you to have everything on your dream home list. The property offers privacy and tranquility as this home sits back from the street on a quiet cul-de-sac. A private lane lined with beautiful mature trees and landscaping welcomes you as you enter the property. Breathtaking views of rolling hills are able to been seen for miles from this unique location. Walk to the high school from your back yard and enjoy a football game or talk a walk on the track. The home offers a very spacious 4796 square feet of finished living space which includes 5 large bedrooms including a master suite, 4 bathrooms, a 3 seasons room, a sunroom, large formal living room, 2 beautiful custom fireplaces, gorgeous 2 story entryway, laundry area on each floor, a large mud room, and tons of storage. A large three car attached garage offers plenty of room for cars, tools and toys as well as a large attic storage room with dedicated stairs above the garage provides more than enough storage and room to work. Built and owned by one of the premier builders in the area, you know this home is well built and built to last. The home offers beautiful hard wood floors, vaulted ceilings, granite countertops, 3 regions of radiant in-floor heat in the basement, central vacuum upstairs and down, and beautiful high quality custom wood work throughout the home. Check back soon, more pictures will be added shortly. For questions, more information, or to schedule a private showing, please call or text to (641) 757-9638 or email to andy.w.allen@gmail.com