303 Mariners Cir, Saint Simons Island, GA, 31522 | $1,513/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Saint Simons Island at 303 Mariners Cir, Saint Simons Island, GA, 31522 with 5% annual appreciation on a $539,900 basis while $4,799/mo rent supports operations. Total monthly income totals $4,799/mo and a $2,643/mo payment preserves $1,513/mo for cash returns. Annual cash flow comes to $18,151/yr on $177,627 deployed, and return on cash invested reaches 30.28% in year one. Equity gained on principal adds $3,484/yr, and five-year appreciation sums $149,164 alongside rental yield of 10.67%. Five-year ROI measures 158.29% and total cumulative return in cash totals $281,167.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $4,799/mo property income versus a $2,643/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Townhouse

Built in 2016

3,049 sqft lot

$N/A/sqft

No HOA

More details about the property

Welcome to 303 Mariners Circle, a stylishly furnished townhome nestled in the heart of Mariners Landing on St. Simons Island. Just minutes away from the beach, marina, bike trails, and shopping, this 3-bedroom, 21/2-bath residence delivers coastal living at its finest. From the gleaming kitchen to the serene private yard and screened porch, this home combines comfort and coastal charm. Perfect as a vacation retreat, rental investment, or year-round residence, 303 Mariners Circle offers island living with none of the hassle-fully furnished and turnkey. A short drive to charming Frederica Road, the St. Simons Lighthouse and Pier, Neptune Park, restaurants, and boutiques and minutes from East Beach, marina access, and miles of scenic bike and walking trails. Schedule your private showing today and step into life on St. Simons Island at this beautifully appointed townhome. Property Highlights -3 Bedrooms (all upstairs), 2.5 Baths in approx. 1,740 sq ft of well-designed living space -Built in 2016, this home has been lovingly maintained by its original owner, complete with fresh paint and pristine finishes -Spacious living and dining area with open flow to the kitchen -Gourmet kitchen featuring stainless-steel appliances, granite countertops, under-cabinet lighting, breakfast bar, & pantry -Primary suite includes tray ceilings, dual vanities with granite, a roomy shower, and two walk-in closets for ample storage

Neighborhood Data

Neighborhood data shown for ZIP Code: 31522, Saint Simons Island, GA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	12,280 (100%)
Owner Occupied HU	6,783 (55.2%)
Renter Occupied HU	1,468 (12.0%)
Vacant Housing Units	4,029 (32.8%)
Median Home Value	$607,719
Average Home Value	$700,965