303 Grove St SEMapletonMN56065
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Mapleton rentals match the income profile of 303 Grove St SE, Mapleton, MN, 56065. Listed at $199,900, gross rent is $1,914/mo and net cash flow is $666/mo, a 11.49% yield well above national averages. DSCR 2.13 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $55,229 by year five with $1,841/yr in annual principal reduction, projecting $118,718 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.5% | 6.5% |
| Monthly Cash Flow | $666 | $400 |
City averages based on Mapleton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,914 |
| Total Monthly Debt Service | $1,169 |
| DSCR Ratio | 1.64x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1930
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56065, Mapleton, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,110 (100%) |
| Owner Occupied HU | 826 (74.4%) |
| Renter Occupied HU | 216 (19.5%) |
| Vacant Housing Units | 68 ( 6.1%) |
| Median Home Value | $309,294 |
| Average Home Value | $334,797 |
Housing Distribution
Address Breakdown
Residential
866
Single Family
803
Multi-Family
63
Businesses
88
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1930
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56065, Mapleton, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,110 (100%) |
| Owner Occupied HU | 826 (74.4%) |
| Renter Occupied HU | 216 (19.5%) |
| Vacant Housing Units | 68 ( 6.1%) |
| Median Home Value | $309,294 |
| Average Home Value | $334,797 |
Housing Distribution
Address Breakdown
Residential
866
Single Family
803
Multi-Family
63
Businesses
88
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices