303 5th AveBaltimoreMD21225
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 303 5th Ave, Baltimore, MD, 21225 in Baltimore speaks for itself: 11.49% gross on a $310,000 price, generating $2,969/mo in rent and $1,041/mo in net income after the $1,394/mo debt service. DSCR 2.13, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $12,489 stacks alongside $85,647 in projected five-year appreciation and $2,855/yr in principal reduction. Projected total cumulative return: $184,608.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.5% | 4.8% |
| Monthly Cash Flow | $1,041 | $850 |
City averages based on Baltimore market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,969 |
| Total Monthly Debt Service | $1,805 |
| DSCR Ratio | 1.65x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1954
9,504 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21225, Brooklyn, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,750 (100%) |
| Owner Occupied HU | 6,058 (44.1%) |
| Renter Occupied HU | 6,356 (46.2%) |
| Vacant Housing Units | 1,336 ( 9.7%) |
| Median Home Value | $251,508 |
| Average Home Value | $267,529 |
Housing Distribution
Address Breakdown
Residential
12,757
Single Family
12,258
Multi-Family
499
Businesses
575
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1954
9,504 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21225, Brooklyn, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,750 (100%) |
| Owner Occupied HU | 6,058 (44.1%) |
| Renter Occupied HU | 6,356 (46.2%) |
| Vacant Housing Units | 1,336 ( 9.7%) |
| Median Home Value | $251,508 |
| Average Home Value | $267,529 |
Housing Distribution
Address Breakdown
Residential
12,757
Single Family
12,258
Multi-Family
499
Businesses
575
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices