303 29th Ave SE, Saint Cloud, MN, 56304 | $296/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Saint Cloud at 303 29th Ave SE, Saint Cloud, MN, 56304 offers a 8.52% rental yield on a $344,900 purchase with $2,450/mo rent. Total monthly income registers $2,450/mo, and a $1,688/mo payment leaves $296/mo available for distribution. Annual cash flow reaches $3,557/yr on $114,334 to close, and return on cash invested stands at 23.02% in year one. Equity gained on principal adds $2,226/yr while 5% annual appreciation supports $95,290 over five years. Portfolio math shows five-year ROI at 119.61% and total cumulative return in cash at $136,761. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $2,450/mo property income against a $1,688/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 2020

9,583 sqft lot

$N/A/sqft

No HOA