3028 State Route 1741BardwellKY42023
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 3028 State Route 1741, Bardwell, KY, 42023 in Bardwell. At $219,500 it earns $1,570/mo in rent and distributes $234/mo to the owner after the $987/mo payment, a consistent 8.58% yield. DSCR 1.59 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $60,644 in value; $2,022/yr in principal paydown compounds ownership stake. Total projected return: $98,238.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 8.0% |
| Monthly Cash Flow | $234 | $800 |
City averages based on Bardwell market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,570 |
| Total Monthly Debt Service | $1,249 |
| DSCR Ratio | 1.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2000
16 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42023, Bardwell, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,191 (100%) |
| Owner Occupied HU | 822 (69.0%) |
| Renter Occupied HU | 223 (18.7%) |
| Vacant Housing Units | 146 (12.3%) |
| Median Home Value | $153,285 |
| Average Home Value | $200,614 |
Housing Distribution
Address Breakdown
Residential
930
Single Family
930
Multi-Family
0
Businesses
77
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2000
16 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42023, Bardwell, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,191 (100%) |
| Owner Occupied HU | 822 (69.0%) |
| Renter Occupied HU | 223 (18.7%) |
| Vacant Housing Units | 146 (12.3%) |
| Median Home Value | $153,285 |
| Average Home Value | $200,614 |
Housing Distribution
Address Breakdown
Residential
930
Single Family
930
Multi-Family
0
Businesses
77
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Andrea Stone • EXIT REALTY KEY GROUP PADUCAH
Mls Name: WKRMLS
Mls ID: #129329
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.