3023 Charlevoix StThe VillagesFL32163
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingFor first-time U.S. investors or those diversifying conservatively, 3023 Charlevoix St, The Villages, FL, 32163 in The Villages offers a clean, manageable entry. Rental yield 6.9%. DSCR 1.28 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $146,429 in additional property value over five years, with $4,881/yr in principal equity building ownership stake. Total projected cumulative return: $148,586.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.9% | 6.0% |
| Monthly Cash Flow | $(857) | $200 |
City averages based on The Villages market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,046 |
| Total Monthly Debt Service | $3,692 |
| DSCR Ratio | 0.83x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2016
5,783 sqft lot
$N/A/sqft
$201 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2016
5,783 sqft lot
$N/A/sqft
$201 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Denise Palek • CHARLES RUTENBERG REALTY ORLANDO
Mls Name: Stellar MLS
Mls Provider:
Mls ID: #OM701019
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