3020 Saratoga Ave, Lake Havasu City, AZ, 86406 | $155/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Lake Havasu City at 3020 Saratoga Ave, Lake Havasu City, AZ, 86406 with 5% annual appreciation on a $375,000 basis while $2,371/mo rent supports operations. Total monthly income totals $2,371/mo and a $1,835/mo payment preserves $155/mo for cash returns. Annual cash flow comes to $1,857/yr on $124,313 deployed, and return on cash invested reaches 21.4% in year one. Equity gained on principal adds $2,420/yr, and five-year appreciation sums $103,606 alongside rental yield of 7.59%. Five-year ROI measures 110.49% and total cumulative return in cash totals $137,355.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,371/mo property income versus a $1,835/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Single Family

Built in 1990

10,454 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 86406, Lake Havasu City, AZ area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	15,193 (100%)
Owner Occupied HU	9,499 (62.5%)
Renter Occupied HU	2,400 (15.8%)
Vacant Housing Units	3,294 (21.7%)
Median Home Value	$458,898
Average Home Value	$507,062