3020 Broad StPhil CampbellAL35581
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play3020 Broad St, Phil Campbell, AL, 35581 in Phil Campbell is priced for appreciation, not yield. Rental yield 0%. At $149,000 with a 0% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $41,166 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.00) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $2,068.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 0% | 6.2% |
| Monthly Cash Flow | $0 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
Single Family
Built in 2025
0.37 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35581, Phil Campbell, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,344 (100%) |
| Owner Occupied HU | 1,512 (64.5%) |
| Renter Occupied HU | 511 (21.8%) |
| Vacant Housing Units | 321 (13.7%) |
| Median Home Value | $154,812 |
| Average Home Value | $172,151 |
Housing Distribution
Address Breakdown
Residential
2,258
Single Family
2,234
Multi-Family
24
Businesses
85
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
0.37 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35581, Phil Campbell, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,344 (100%) |
| Owner Occupied HU | 1,512 (64.5%) |
| Renter Occupied HU | 511 (21.8%) |
| Vacant Housing Units | 321 (13.7%) |
| Median Home Value | $154,812 |
| Average Home Value | $172,151 |
Housing Distribution
Address Breakdown
Residential
2,258
Single Family
2,234
Multi-Family
24
Businesses
85
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Listed by: Joanie Hall • Main Street Real Estate
Mls Name: Strategic MLS Alliance
Mls ID: #525577