302 S 1 WGraceID83241
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 302 S 1 W, Grace, ID, 83241 in Grace speaks for itself: 11.06% gross on a $247,000 price, generating $2,276/mo in rent and $855/mo in net income after the $1,111/mo debt service. DSCR 2.05, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $10,266 stacks alongside $68,242 in projected five-year appreciation and $2,275/yr in principal reduction. Projected total cumulative return: $148,188.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.1% | 6.2% |
| Monthly Cash Flow | $855 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,276 |
| Total Monthly Debt Service | $1,323 |
| DSCR Ratio | 1.72x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1920
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83241, Grace, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 780 (100%) |
| Owner Occupied HU | 575 (73.7%) |
| Renter Occupied HU | 128 (16.4%) |
| Vacant Housing Units | 77 ( 9.9%) |
| Median Home Value | $259,698 |
| Average Home Value | $312,570 |
Housing Distribution
Address Breakdown
Residential
589
Single Family
588
Multi-Family
1
Businesses
58
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1920
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83241, Grace, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 780 (100%) |
| Owner Occupied HU | 575 (73.7%) |
| Renter Occupied HU | 128 (16.4%) |
| Vacant Housing Units | 77 ( 9.9%) |
| Median Home Value | $259,698 |
| Average Home Value | $312,570 |
Housing Distribution
Address Breakdown
Residential
589
Single Family
588
Multi-Family
1
Businesses
58
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices