302 Regency Cir, Linthicum, MD, 21090 | $778/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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302 Regency Cir, Linthicum, MD, 21090 | $778/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Linthicum at 302 Regency Cir, Linthicum, MD, 21090 uses $137,573 cash to close to unlock $9,337/yr annual cash flow and $778/mo monthly cash flow. Total monthly income runs $3,359/mo, and a $2,031/mo payment keeps the spread at $778/mo. Purchase price stands at $415,000, and rental yield measures 9.71% with $3,359/mo rent. Return on cash invested shows 26.7% in year one, and 5% annual appreciation builds toward $114,657 over five years. Five-year ROI reaches 139.31% and total cumulative return in cash records $191,649. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $3,359/mo property income covering a $2,031/mo payment rather than investor’s personal income.

Single Family

Built in 1956

7,590 sqft lot

$N/A/sqft

No HOA

More details about the property

Welcome home to 302 Regency Circle a beautifully updated and move-in-ready gem in the heart of Linthicum! This charming residence blends modern upgrades with timeless character, offering fresh paint throughout, gleaming hardwood floors, and a cozy wood-burning fireplace to enjoy on cool evenings. The gorgeous renovated kitchen features contemporary finishes, ample cabinetry, and a spacious morning room perfect for coffee, casual dining, or a sunny work-from-home nook. Step outside to your fully fenced yard, ideal for pets, play, and gardening, with a deck ready for outdoor dining and entertaining. With 2 full bathrooms, an attached one-car garage, and thoughtful updates throughout, this home offers both comfort and convenience. Nestled in a quiet neighborhood with easy access to Baltimore, BWI, major commuter routes, and local parks, this is the perfect place to settle in and enjoy everything Linthicum has to offer. Dont miss your chance to call this charming, turnkey home yours schedule your tour today!

Neighborhood Data

Neighborhood data shown for ZIP Code: 21090, Linthicum Heights, MD area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	4,625 (100%)
Owner Occupied HU	3,161 (68.3%)
Renter Occupied HU	1,264 (27.3%)
Vacant Housing Units	200 ( 4.3%)
Median Home Value	$423,891
Average Home Value	$448,305