302 N Jellison StAmityOR97101
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 302 N Jellison St, Amity, OR, 97101 in Amity speaks for itself: 17.24% gross on a $199,999 price, generating $2,874/mo in rent and $1,667/mo in net income after the $899/mo debt service. DSCR 3.20, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $20,001 stacks alongside $55,256 in projected five-year appreciation and $1,842/yr in principal reduction. Projected total cumulative return: $182,998.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 17.2% | 6.2% |
| Monthly Cash Flow | $1,667 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,874 |
| Total Monthly Debt Service | $1,128 |
| DSCR Ratio | 2.55x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1971
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97101, Amity, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,469 (100%) |
| Owner Occupied HU | 1,081 (73.6%) |
| Renter Occupied HU | 303 (20.6%) |
| Vacant Housing Units | 85 ( 5.8%) |
| Median Home Value | $661,885 |
| Average Home Value | $714,461 |
Housing Distribution
Address Breakdown
Residential
1,025
Single Family
1,023
Multi-Family
2
Businesses
66
Nearby investment properties with comparable rents
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1971
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97101, Amity, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,469 (100%) |
| Owner Occupied HU | 1,081 (73.6%) |
| Renter Occupied HU | 303 (20.6%) |
| Vacant Housing Units | 85 ( 5.8%) |
| Median Home Value | $661,885 |
| Average Home Value | $714,461 |
Housing Distribution
Address Breakdown
Residential
1,025
Single Family
1,023
Multi-Family
2
Businesses
66
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices