302 E Date StRussellvilleAR72802
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow302 E Date St, Russellville, AR, 72802 in Russellville earns its strong cash-flow label: 10.88% yield, $1,700/mo rent, $573/mo net income, DSCR 2.02. The $187,500 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $51,803 by year five. Combined with $1,727/yr in principal paydown, total projected return reaches $107,842.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.9% | 7.0% |
| Monthly Cash Flow | $573 | $1,200 |
City averages based on Russellville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,700 |
| Total Monthly Debt Service | $1,052 |
| DSCR Ratio | 1.62x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1979
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72802, Russellville, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,548 (100%) |
| Owner Occupied HU | 6,642 (69.6%) |
| Renter Occupied HU | 2,199 (23.0%) |
| Vacant Housing Units | 707 ( 7.4%) |
| Median Home Value | $245,391 |
| Average Home Value | $253,867 |
Housing Distribution
Address Breakdown
Residential
9,395
Single Family
9,028
Multi-Family
367
Businesses
608
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1979
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72802, Russellville, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,548 (100%) |
| Owner Occupied HU | 6,642 (69.6%) |
| Renter Occupied HU | 2,199 (23.0%) |
| Vacant Housing Units | 707 ( 7.4%) |
| Median Home Value | $245,391 |
| Average Home Value | $253,867 |
Housing Distribution
Address Breakdown
Residential
9,395
Single Family
9,028
Multi-Family
367
Businesses
608
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: TJ Posey • The Lighthouse Realty Company
Mls Name: ArkansasOne MLS
Mls ID: #1310938