302 Desert Aire Drive SW #A/BMattawaWA99349
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThis Mattawa rental at 302 Desert Aire Drive SW #A/B, Mattawa, WA, 99349 sits in the solid-income band: 7.58% gross yield, $6,000/mo rent, $239/mo net after the $4,272/mo debt service, DSCR 1.40. Entry price of $950,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $262,467 and $8,750/yr in principal reduction bring total cumulative return to $378,123.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 6.2% |
| Monthly Cash Flow | $239 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $6,000 |
| Total Monthly Debt Service | $5,333 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 2007
0.47 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 99349, Mattawa, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,651 (100%) |
| Owner Occupied HU | 1,152 (43.5%) |
| Renter Occupied HU | 1,027 (38.7%) |
| Vacant Housing Units | 472 (17.8%) |
| Median Home Value | $433,333 |
| Average Home Value | $443,500 |
Housing Distribution
Address Breakdown
Residential
2,374
Single Family
2,374
Multi-Family
0
Businesses
120
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 2007
0.47 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 99349, Mattawa, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,651 (100%) |
| Owner Occupied HU | 1,152 (43.5%) |
| Renter Occupied HU | 1,027 (38.7%) |
| Vacant Housing Units | 472 (17.8%) |
| Median Home Value | $433,333 |
| Average Home Value | $443,500 |
Housing Distribution
Address Breakdown
Residential
2,374
Single Family
2,374
Multi-Family
0
Businesses
120
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: NWMLS as distributed by MLS GRID
Mls ID: #2491625