302 Derrick Ave SUniontownPA15401
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 302 Derrick Ave S, Uniontown, PA, 15401 in Uniontown. Rental yield 4.68%. At $369,000 with 4.68% gross yield, current distributions are modest, but the 5% appreciation rate projects $101,948 in new equity by year five, complemented by $3,399/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.87) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $77,634.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 4.7% | 6.2% |
| Monthly Cash Flow | $(978) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,440 |
| Total Monthly Debt Service | $2,271 |
| DSCR Ratio | 0.63x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
0.94 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15401, Uniontown, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,014 (100%) |
| Owner Occupied HU | 8,604 (57.3%) |
| Renter Occupied HU | 4,740 (31.6%) |
| Vacant Housing Units | 1,670 (11.1%) |
| Median Home Value | $172,973 |
| Average Home Value | $217,279 |
Housing Distribution
Address Breakdown
Residential
13,984
Single Family
12,789
Multi-Family
1,195
Businesses
1,495
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1960
0.94 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15401, Uniontown, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,014 (100%) |
| Owner Occupied HU | 8,604 (57.3%) |
| Renter Occupied HU | 4,740 (31.6%) |
| Vacant Housing Units | 1,670 (11.1%) |
| Median Home Value | $172,973 |
| Average Home Value | $217,279 |
Housing Distribution
Address Breakdown
Residential
13,984
Single Family
12,789
Multi-Family
1,195
Businesses
1,495
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Paul Bortz • COLDWELL BANKER LAUREL RIDGE REALTY
Mls Name: WPMLS
Mls ID: #1701903