302 Charles StTalladegaAL35160








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Talladega at 302 Charles St, Talladega, AL, 35160 earns $239/mo cash flow from $803/mo rent with a $489/mo payment. Total monthly income totals $803/mo, and annual cash flow totals $2,868/yr on $33,150 capital. ROI tracks 28.56% on current figures, and rental yield reads 9.64% at a $100,000 purchase. Equity gained on principal adds $645/yr, and 5% annual appreciation supports $27,628 over five years. Five-year ROI reaches 148.46% and total cumulative return in cash sums $49,216. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $803/mo property income instead of your personal income.
Single Family
Built in 1935
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35160, Talladega, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,627 (100%) |
| Owner Occupied HU | 7,296 (57.8%) |
| Renter Occupied HU | 3,436 (27.2%) |
| Vacant Housing Units | 1,895 (15.0%) |
| Median Home Value | $160,200 |
| Average Home Value | $225,173 |
Housing Distribution
Address Breakdown
Residential
11,112
Single Family
10,753
Multi-Family
359
Businesses
621
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