3016 Shadow Springs PlSan JoseCA95121
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 3016 Shadow Springs Pl, San Jose, CA, 95121 in San Jose is straightforward: $495,000 in, $3,551/mo in rent, $489/mo out after debt service. The 8.61% gross yield and 1.60 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $136,759 by year five. With $4,559/yr in principal equity, the total cumulative return is projected at $219,149.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 6.0% |
| Monthly Cash Flow | $489 | $500 |
City averages based on San Jose market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,551 |
| Total Monthly Debt Service | $2,865 |
| DSCR Ratio | 1.24x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1985
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95121, San Jose, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,582 (100%) |
| Owner Occupied HU | 6,754 (70.5%) |
| Renter Occupied HU | 2,562 (26.7%) |
| Vacant Housing Units | 266 ( 2.8%) |
| Median Home Value | $1,053,157 |
| Average Home Value | $1,210,630 |
Housing Distribution
Address Breakdown
Residential
9,795
Single Family
9,652
Multi-Family
143
Businesses
369
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1985
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95121, San Jose, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,582 (100%) |
| Owner Occupied HU | 6,754 (70.5%) |
| Renter Occupied HU | 2,562 (26.7%) |
| Vacant Housing Units | 266 ( 2.8%) |
| Median Home Value | $1,053,157 |
| Average Home Value | $1,210,630 |
Housing Distribution
Address Breakdown
Residential
9,795
Single Family
9,652
Multi-Family
143
Businesses
369
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Katrina Edwards • Triumph Property Services
Mls Name: MLSListings Inc
Mls ID: #ML82022865