3016 42nd StSacramentoCA95817
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 3016 42nd St, Sacramento, CA, 95817 in Sacramento deserves attention. This $367,000 property earns $3,298/mo in rent, a 10.78% gross yield, and nets $1,027/mo after the $1,650/mo payment. DSCR 2.00 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $101,395 compounds alongside $3,380/yr in yearly equity build, for a total cumulative return of $205,305.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.8% | 4.8% |
| Monthly Cash Flow | $1,027 | $285 |
City averages based on Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,298 |
| Total Monthly Debt Service | $2,124 |
| DSCR Ratio | 1.55x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1920
5,719 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95817, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,897 (100%) |
| Owner Occupied HU | 2,514 (36.5%) |
| Renter Occupied HU | 3,911 (56.7%) |
| Vacant Housing Units | 472 ( 6.8%) |
| Median Home Value | $591,781 |
| Average Home Value | $611,518 |
Housing Distribution
Address Breakdown
Residential
6,522
Single Family
5,132
Multi-Family
1,390
Businesses
406
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1920
5,719 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95817, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,897 (100%) |
| Owner Occupied HU | 2,514 (36.5%) |
| Renter Occupied HU | 3,911 (56.7%) |
| Vacant Housing Units | 472 ( 6.8%) |
| Median Home Value | $591,781 |
| Average Home Value | $611,518 |
Housing Distribution
Address Breakdown
Residential
6,522
Single Family
5,132
Multi-Family
1,390
Businesses
406
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Danielle Roulet-Davy • eXp Realty of California, Inc.
Mls Name: MetroList Services of CA
Mls ID: #225143912