3011 Satsuma St #SAT3011WimaumaFL33598
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 3011 Satsuma St #SAT3011, Wimauma, FL, 33598 in Wimauma is narrow, $138/mo net on $1,053/mo rent after the $620/mo debt service, but the property operates at break-even-plus, not a loss. At $137,900 with a 9.16% yield, the long-run equity case via 5% appreciation ($38,099 over five years) and $1,270/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.70 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $61,435.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 6.0% |
| Monthly Cash Flow | $138 | $300 |
City averages based on Wimauma market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,053 |
| Total Monthly Debt Service | $860 |
| DSCR Ratio | 1.22x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2004
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33598, Wimauma, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,235 (100%) |
| Owner Occupied HU | 10,593 (80.0%) |
| Renter Occupied HU | 1,426 (10.8%) |
| Vacant Housing Units | 1,216 ( 9.2%) |
| Median Home Value | $428,318 |
| Average Home Value | $463,104 |
Housing Distribution
Address Breakdown
Residential
11,513
Single Family
10,659
Multi-Family
854
Businesses
180
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2004
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33598, Wimauma, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,235 (100%) |
| Owner Occupied HU | 10,593 (80.0%) |
| Renter Occupied HU | 1,426 (10.8%) |
| Vacant Housing Units | 1,216 ( 9.2%) |
| Median Home Value | $428,318 |
| Average Home Value | $463,104 |
Housing Distribution
Address Breakdown
Residential
11,513
Single Family
10,659
Multi-Family
854
Businesses
180
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices