3010 Emerald StPhiladelphiaPA19134
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 3010 Emerald St, Philadelphia, PA, 19134 in Philadelphia hard to pass up. The 11.17% gross yield on a $204,500 purchase results in $1,904/mo in rent and $564/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.07). Annual cash flow of $6,772, five-year appreciation of $56,500, and $1,883/yr in equity build-up combine for a projected total cumulative return of $114,144.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.2% | 5.8% |
| Monthly Cash Flow | $564 | $850 |
City averages based on Philadelphia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,904 |
| Total Monthly Debt Service | $1,259 |
| DSCR Ratio | 1.51x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1925
837 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19134, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,420 (100%) |
| Owner Occupied HU | 10,383 (42.5%) |
| Renter Occupied HU | 10,891 (44.6%) |
| Vacant Housing Units | 3,146 (12.9%) |
| Median Home Value | $179,001 |
| Average Home Value | $210,097 |
Housing Distribution
Address Breakdown
Residential
22,337
Single Family
21,546
Multi-Family
791
Businesses
1,864
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1925
837 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19134, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,420 (100%) |
| Owner Occupied HU | 10,383 (42.5%) |
| Renter Occupied HU | 10,891 (44.6%) |
| Vacant Housing Units | 3,146 (12.9%) |
| Median Home Value | $179,001 |
| Average Home Value | $210,097 |
Housing Distribution
Address Breakdown
Residential
22,337
Single Family
21,546
Multi-Family
791
Businesses
1,864
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Doron Kamhaji • Long & Foster Real Estate, Inc.
Mls Name: Bright MLS
Mls ID: #PAPH2573966