301 W Bean StLincolnAR72744
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 301 W Bean St, Lincoln, AR, 72744 in Lincoln deserves attention. This $110,000 property earns $1,746/mo in rent, a 19.05% gross yield, and nets $1,010/mo after the $495/mo payment. DSCR 3.53 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $30,391 compounds alongside $1,013/yr in yearly equity build, for a total cumulative return of $106,957.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 19.1% | 6.0% |
| Monthly Cash Flow | $1,010 | $400 |
City averages based on Lincoln market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,746 |
| Total Monthly Debt Service | $692 |
| DSCR Ratio | 2.52x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1932
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72744, Lincoln, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,472 (100%) |
| Owner Occupied HU | 1,571 (63.6%) |
| Renter Occupied HU | 634 (25.6%) |
| Vacant Housing Units | 267 (10.8%) |
| Median Home Value | $289,537 |
| Average Home Value | $338,501 |
Housing Distribution
Address Breakdown
Residential
1,976
Single Family
1,953
Multi-Family
23
Businesses
131
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1932
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72744, Lincoln, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,472 (100%) |
| Owner Occupied HU | 1,571 (63.6%) |
| Renter Occupied HU | 634 (25.6%) |
| Vacant Housing Units | 267 (10.8%) |
| Median Home Value | $289,537 |
| Average Home Value | $338,501 |
Housing Distribution
Address Breakdown
Residential
1,976
Single Family
1,953
Multi-Family
23
Businesses
131
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kim Jones • Team Ag Real Estate Inc
Mls Name: ArkansasOne MLS
Mls Provider:
Mls ID: #1295184
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.