301 Quartz StKemmererWY83101



INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 301 Quartz St, Kemmerer, WY, 83101 in Kemmerer speaks for itself: 10.98% gross on a $345,000 price, generating $3,157/mo in rent and $1,195/mo in net income after the $1,551/mo debt service. DSCR 2.04, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $14,346 stacks alongside $95,317 in projected five-year appreciation and $3,177/yr in principal reduction. Projected total cumulative return: $206,997.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11% | 4.2% |
| Monthly Cash Flow | $1,195 | $850 |
City averages based on Kemmerer market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,157 |
| Total Monthly Debt Service | $1,824 |
| DSCR Ratio | 1.73x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1986
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83101, Kemmerer, WY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,715 (100%) |
| Owner Occupied HU | 970 (56.6%) |
| Renter Occupied HU | 300 (17.5%) |
| Vacant Housing Units | 445 (25.9%) |
| Median Home Value | $192,373 |
| Average Home Value | $227,235 |
Housing Distribution
Address Breakdown
Residential
1,065
Single Family
1,050
Multi-Family
15
Businesses
197



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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Single Family
Built in 1986
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83101, Kemmerer, WY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,715 (100%) |
| Owner Occupied HU | 970 (56.6%) |
| Renter Occupied HU | 300 (17.5%) |
| Vacant Housing Units | 445 (25.9%) |
| Median Home Value | $192,373 |
| Average Home Value | $227,235 |
Housing Distribution
Address Breakdown
Residential
1,065
Single Family
1,050
Multi-Family
15
Businesses
197
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices












