301 Pecan StWinnfieldLA71483
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 301 Pecan St, Winnfield, LA, 71483 in Winnfield: $991/mo in rent, $220/mo in net income, 9.55% gross yield, 1.77 DSCR, all at $124,500. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $34,397 in appreciation and $1,147/yr in principal paydown projects total cumulative return of $61,403.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 7.8% |
| Monthly Cash Flow | $220 | $350 |
City averages based on Winnfield market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $991 |
| Total Monthly Debt Service | $722 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1970
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71483, Winnfield, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,432 (100%) |
| Owner Occupied HU | 2,434 (54.9%) |
| Renter Occupied HU | 1,171 (26.4%) |
| Vacant Housing Units | 827 (18.7%) |
| Median Home Value | $126,073 |
| Average Home Value | $149,537 |
Housing Distribution
Address Breakdown
Residential
4,005
Single Family
3,973
Multi-Family
32
Businesses
478
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1970
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71483, Winnfield, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,432 (100%) |
| Owner Occupied HU | 2,434 (54.9%) |
| Renter Occupied HU | 1,171 (26.4%) |
| Vacant Housing Units | 827 (18.7%) |
| Median Home Value | $126,073 |
| Average Home Value | $149,537 |
Housing Distribution
Address Breakdown
Residential
4,005
Single Family
3,973
Multi-Family
32
Businesses
478
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices