301 Harvard AveStratfordNJ08084
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeAt 1.55, 301 Harvard Ave, Stratford, NJ, 08084 in Stratford sits at the top of Ziffy Mortgage's DSCR coverage band, a significant advantage for non-U.S. buyers closing without domestic income documentation. Rental yield 8.34%. The 8.34% yield is backed by 5% annual appreciation projecting $93,383 in value gain, plus $3,113/yr in principal reduction. Total projected cumulative return: $125,702.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.2% |
| Monthly Cash Flow | $(60) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,349 |
| Total Monthly Debt Service | $2,275 |
| DSCR Ratio | 1.03x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1890
7,501 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 08084, Stratford, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,826 (100%) |
| Owner Occupied HU | 1,936 (68.5%) |
| Renter Occupied HU | 786 (27.8%) |
| Vacant Housing Units | 104 ( 3.7%) |
| Median Home Value | $262,113 |
| Average Home Value | $264,069 |
Housing Distribution
Address Breakdown
Residential
2,814
Single Family
2,814
Multi-Family
0
Businesses
189
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1890
7,501 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 08084, Stratford, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,826 (100%) |
| Owner Occupied HU | 1,936 (68.5%) |
| Renter Occupied HU | 786 (27.8%) |
| Vacant Housing Units | 104 ( 3.7%) |
| Median Home Value | $262,113 |
| Average Home Value | $264,069 |
Housing Distribution
Address Breakdown
Residential
2,814
Single Family
2,814
Multi-Family
0
Businesses
189
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lisa Franchetti-Duncan • Coldwell Banker Realty
Mls Name: Bright MLS
Mls ID: #NJCD2097446