301 E 63rd St APT 11HNew YorkNY10065
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 301 E 63rd St APT 11H, New York, NY, 10065 in New York. Priced at $375,000, it generates $7,015/mo in gross rent and $2,147/mo in net monthly cash flow, a 22.45% yield that comfortably supports the 4.16 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $25,764. Five-year appreciation: $103,606. Equity from principal paydown: $3,454/yr. Total projected cumulative return: $291,488.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 22.5% | 4.8% |
| Monthly Cash Flow | $2,147 | $28,500 |
City averages based on New York market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,015 |
| Total Monthly Debt Service | $4,719 |
| DSCR Ratio | 1.49x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1959
N/A lot
$N/A/sqft
$2,364 monthly HOA
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1959
N/A lot
$N/A/sqft
$2,364 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices