301 County Road 107BremenAL35033
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 301 County Road 107, Bremen, AL, 35033 in Bremen at $149,999 earns $978/mo in rent and nets $131/mo after the $674/mo payment, a 7.82% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $41,442 over five years. Ziffy Mortgage underwrites this on a 1.45 DSCR without U.S. credit history. With $1,382/yr in principal paydown, total projected return reaches $65,024.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 8.0% |
| Monthly Cash Flow | $131 | $300 |
City averages based on Bremen market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $978 |
| Total Monthly Debt Service | $787 |
| DSCR Ratio | 1.24x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2017
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35033, Bremen, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,838 (100%) |
| Owner Occupied HU | 1,352 (73.6%) |
| Renter Occupied HU | 218 (11.9%) |
| Vacant Housing Units | 268 (14.6%) |
| Median Home Value | $232,203 |
| Average Home Value | $287,188 |
Housing Distribution
Address Breakdown
Residential
1,865
Single Family
1,865
Multi-Family
0
Businesses
36
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2017
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35033, Bremen, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,838 (100%) |
| Owner Occupied HU | 1,352 (73.6%) |
| Renter Occupied HU | 218 (11.9%) |
| Vacant Housing Units | 268 (14.6%) |
| Median Home Value | $232,203 |
| Average Home Value | $287,188 |
Housing Distribution
Address Breakdown
Residential
1,865
Single Family
1,865
Multi-Family
0
Businesses
36
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices