3003 Tea Run RdEwingKY41039
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 3003 Tea Run Rd, Ewing, KY, 41039 in Ewing at $875,000, 2.33% gross yield, is a market-growth asset. Rental yield 2.33%. The $1,699/mo rent partially funds the $3,935/mo debt service; the core return is the 5%/yr price growth projected to add $241,746 over five years. Ziffy Mortgage's DSCR mortgage (0.43) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $98,039.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.3% | 7.2% |
| Monthly Cash Flow | $(3,626) | $850 |
City averages based on Ewing market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,699 |
| Total Monthly Debt Service | $4,977 |
| DSCR Ratio | 0.34x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
129 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41039, Ewing, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,286 (100%) |
| Owner Occupied HU | 878 (68.3%) |
| Renter Occupied HU | 221 (17.2%) |
| Vacant Housing Units | 187 (14.5%) |
| Median Home Value | $129,545 |
| Average Home Value | $186,432 |
Housing Distribution
Address Breakdown
Residential
1,145
Single Family
1,145
Multi-Family
0
Businesses
44
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
129 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41039, Ewing, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,286 (100%) |
| Owner Occupied HU | 878 (68.3%) |
| Renter Occupied HU | 221 (17.2%) |
| Vacant Housing Units | 187 (14.5%) |
| Median Home Value | $129,545 |
| Average Home Value | $186,432 |
Housing Distribution
Address Breakdown
Residential
1,145
Single Family
1,145
Multi-Family
0
Businesses
44
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sue Kelley • Thwaites Realtors LLC
Mls Name: Imagine MLS
Mls Provider:
Mls ID: #25016327
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.