30000 Kasson Rd #4A26TracyCA95304
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who treat current yield as secondary to long-run equity growth will find 30000 Kasson Rd #4A26, Tracy, CA, 95304 in Tracy worth modelling. At $170,000 with a 9.1% gross yield, the $1,289/mo rent leaves $137/mo after the $764/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.69 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $46,968 by year five; $1,566/yr in principal reduction adds further equity. Total projected return: $79,788.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 5.0% |
| Monthly Cash Flow | $137 | $300 |
City averages based on Tracy market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,289 |
| Total Monthly Debt Service | $984 |
| DSCR Ratio | 1.31x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95304, Tracy, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,639 (100%) |
| Owner Occupied HU | 3,442 (61.0%) |
| Renter Occupied HU | 1,728 (30.6%) |
| Vacant Housing Units | 469 ( 8.3%) |
| Median Home Value | $826,303 |
| Average Home Value | $830,222 |
Housing Distribution
Address Breakdown
Residential
4,956
Single Family
4,161
Multi-Family
795
Businesses
632
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95304, Tracy, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,639 (100%) |
| Owner Occupied HU | 3,442 (61.0%) |
| Renter Occupied HU | 1,728 (30.6%) |
| Vacant Housing Units | 469 ( 8.3%) |
| Median Home Value | $826,303 |
| Average Home Value | $830,222 |
Housing Distribution
Address Breakdown
Residential
4,956
Single Family
4,161
Multi-Family
795
Businesses
632
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MetroList Services of CA
Mls ID: #225137486