30000 Kasson 4a23 Rainbow DrTracyCA95304
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 30000 Kasson 4a23 Rainbow Dr, Tracy, CA, 95304 in Tracy deserves attention. This $299,950 property earns $2,640/mo in rent, a 10.56% gross yield, and nets $684/mo after the $1,349/mo payment. DSCR 1.96 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $82,871 compounds alongside $2,763/yr in yearly equity build, for a total cumulative return of $164,208.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 5.0% |
| Monthly Cash Flow | $684 | $300 |
City averages based on Tracy market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,640 |
| Total Monthly Debt Service | $1,736 |
| DSCR Ratio | 1.52x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95304, Tracy, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,639 (100%) |
| Owner Occupied HU | 3,442 (61.0%) |
| Renter Occupied HU | 1,728 (30.6%) |
| Vacant Housing Units | 469 ( 8.3%) |
| Median Home Value | $826,303 |
| Average Home Value | $830,222 |
Housing Distribution
Address Breakdown
Residential
4,956
Single Family
4,161
Multi-Family
795
Businesses
632
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95304, Tracy, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,639 (100%) |
| Owner Occupied HU | 3,442 (61.0%) |
| Renter Occupied HU | 1,728 (30.6%) |
| Vacant Housing Units | 469 ( 8.3%) |
| Median Home Value | $826,303 |
| Average Home Value | $830,222 |
Housing Distribution
Address Breakdown
Residential
4,956
Single Family
4,161
Multi-Family
795
Businesses
632
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Deborah Hall • Realty ONE Group Zoom
Mls Name: MetroList Services of CA
Mls ID: #225151756