300 W 137th St #DNew YorkNY10030
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 300 W 137th St #D, New York, NY, 10030 in New York fits: $950,777, 3.79% gross yield, and a projected 5% annual appreciation rate adding $262,682 in value within five years. Rental yield 3.79%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.70) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $8,757/yr in principal paydown and $262,682 in appreciation project a total return of $147,066.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.8% | 4.8% |
| Monthly Cash Flow | $(3,349) | $28,500 |
City averages based on New York market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,000 |
| Total Monthly Debt Service | $5,971 |
| DSCR Ratio | 0.50x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1994
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10030, New York, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,664 (100%) |
| Owner Occupied HU | 1,537 (11.2%) |
| Renter Occupied HU | 10,955 (80.2%) |
| Vacant Housing Units | 1,172 ( 8.6%) |
| Median Home Value | $724,319 |
| Average Home Value | $903,176 |
Housing Distribution
Address Breakdown
Residential
12,378
Single Family
495
Multi-Family
11,883
Businesses
375
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1994
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10030, New York, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,664 (100%) |
| Owner Occupied HU | 1,537 (11.2%) |
| Renter Occupied HU | 10,955 (80.2%) |
| Vacant Housing Units | 1,172 ( 8.6%) |
| Median Home Value | $724,319 |
| Average Home Value | $903,176 |
Housing Distribution
Address Breakdown
Residential
12,378
Single Family
495
Multi-Family
11,883
Businesses
375
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices