300 Oregon Trail HwyHuntingtonOR97907
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 300 Oregon Trail Hwy, Huntington, OR, 97907 in Huntington at $660,000, 2.89% gross yield, is a market-growth asset. Rental yield 2.89%. The $1,588/mo rent partially funds the $2,968/mo debt service; the core return is the 5%/yr price growth projected to add $182,346 over five years. Ziffy Mortgage's DSCR mortgage (0.54) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $89,599.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 2.9% | 6.2% |
| Monthly Cash Flow | $(2,497) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,588 |
| Total Monthly Debt Service | $3,822 |
| DSCR Ratio | 0.42x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in N/A
22 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97907, Huntington, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 389 (100%) |
| Owner Occupied HU | 190 (48.8%) |
| Renter Occupied HU | 92 (23.7%) |
| Vacant Housing Units | 107 (27.5%) |
| Median Home Value | $175,000 |
| Average Home Value | $262,079 |
Housing Distribution
Address Breakdown
Residential
111
Single Family
110
Multi-Family
1
Businesses
19
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in N/A
22 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97907, Huntington, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 389 (100%) |
| Owner Occupied HU | 190 (48.8%) |
| Renter Occupied HU | 92 (23.7%) |
| Vacant Housing Units | 107 (27.5%) |
| Median Home Value | $175,000 |
| Average Home Value | $262,079 |
Housing Distribution
Address Breakdown
Residential
111
Single Family
110
Multi-Family
1
Businesses
19
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Motsee Lock • Global Realty Northwest-Oregon
Mls Name: IMLS
Mls Provider:
Mls ID: #98873326
Disclaimer: IDX information is provided exclusively for consumers personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IMLS does not assume any liability for missing or inaccurate data. Information provided by IMLS is deemed reliable but not guaranteed.