300 Main StDubachLA71235
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 300 Main St, Dubach, LA, 71235 in Dubach worth study. Rental yield 1.66%. The 1.66% gross yield is below cash-flow benchmarks at $825,000, but 5% annual appreciation, adding $227,932 over five years, frames this as a capital growth position. Rent of $1,140/mo partially offsets the $3,710/mo payment. Ziffy Mortgage finances appreciation-play properties (0.31 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $57,344.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1.7% | 6.5% |
| Monthly Cash Flow | $(3,970) | $400 |
City averages based on Dubach market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,140 |
| Total Monthly Debt Service | $4,782 |
| DSCR Ratio | 0.24x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71235, Dubach, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,987 (100%) |
| Owner Occupied HU | 1,448 (72.9%) |
| Renter Occupied HU | 342 (17.2%) |
| Vacant Housing Units | 197 ( 9.9%) |
| Median Home Value | $181,604 |
| Average Home Value | $237,671 |
Housing Distribution
Address Breakdown
Residential
1,868
Single Family
1,835
Multi-Family
33
Businesses
78
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71235, Dubach, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,987 (100%) |
| Owner Occupied HU | 1,448 (72.9%) |
| Renter Occupied HU | 342 (17.2%) |
| Vacant Housing Units | 197 ( 9.9%) |
| Median Home Value | $181,604 |
| Average Home Value | $237,671 |
Housing Distribution
Address Breakdown
Residential
1,868
Single Family
1,835
Multi-Family
33
Businesses
78
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices