300-302 W Main StLykensPA17048
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThis Lykens rental at 300-302 W Main St, Lykens, PA, 17048 sits in the solid-income band: 11.53% gross yield, $1,440/mo rent, $458/mo net after the $674/mo debt service, DSCR 2.14. Entry price of $149,900 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $41,415 and $1,381/yr in principal reduction bring total cumulative return to $86,567.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.5% | 6.2% |
| Monthly Cash Flow | $458 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,440 |
| Total Monthly Debt Service | $923 |
| DSCR Ratio | 1.56x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1910
5,227 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17048, Lykens, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,297 (100%) |
| Owner Occupied HU | 1,537 (66.9%) |
| Renter Occupied HU | 505 (22.0%) |
| Vacant Housing Units | 255 (11.1%) |
| Median Home Value | $236,194 |
| Average Home Value | $336,492 |
Housing Distribution
Address Breakdown
Residential
1,717
Single Family
1,677
Multi-Family
40
Businesses
73
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1910
5,227 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17048, Lykens, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,297 (100%) |
| Owner Occupied HU | 1,537 (66.9%) |
| Renter Occupied HU | 505 (22.0%) |
| Vacant Housing Units | 255 (11.1%) |
| Median Home Value | $236,194 |
| Average Home Value | $336,492 |
Housing Distribution
Address Breakdown
Residential
1,717
Single Family
1,677
Multi-Family
40
Businesses
73
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Bright MLS
Mls ID: #PADA2057476