30 Stewart CirArnoldsvilleGA30619
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeAt $109,900, 30 Stewart Cir, Arnoldsville, GA, 30619 in Arnoldsville generates $868/mo in rent (9.48% yield) but nets only $199/mo after debt service. The spread is thin, manageable for investors comfortable with low-margin holds who are buying into the 5% annual appreciation thesis. Ziffy Mortgage's DSCR loan (1.76) allows non-U.S. residents to acquire without personal income checks. A larger down payment reduces the monthly debt load and widens the margin. Five-year appreciation: $30,363. Total projected return: $54,496.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 6.5% |
| Monthly Cash Flow | $199 | $200 |
City averages based on Arnoldsville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $868 |
| Total Monthly Debt Service | $625 |
| DSCR Ratio | 1.39x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1944
0.59 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30619, Arnoldsville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 655 (100%) |
| Owner Occupied HU | 470 (71.8%) |
| Renter Occupied HU | 137 (20.9%) |
| Vacant Housing Units | 48 ( 7.3%) |
| Median Home Value | $236,842 |
| Average Home Value | $295,420 |
Housing Distribution
Address Breakdown
Residential
687
Single Family
687
Multi-Family
0
Businesses
22
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1944
0.59 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30619, Arnoldsville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 655 (100%) |
| Owner Occupied HU | 470 (71.8%) |
| Renter Occupied HU | 137 (20.9%) |
| Vacant Housing Units | 48 ( 7.3%) |
| Median Home Value | $236,842 |
| Average Home Value | $295,420 |
Housing Distribution
Address Breakdown
Residential
687
Single Family
687
Multi-Family
0
Businesses
22
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jim Clauser • Keller Williams Greater Athens
Mls Name: Hive MLS
Mls ID: #CL339463
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.