30 Pine Tree TrlOrrtannaPA17353
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow30 Pine Tree Trl, Orrtanna, PA, 17353 in Orrtanna is a solid income-producing rental, 10.23% gross yield, $1,108/mo rent, $235/mo net cash flow on a $129,900 buy. DSCR 1.90 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $35,889 and $1,196/yr in principal reduction project a total cumulative return of $66,008.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.2% | 6.2% |
| Monthly Cash Flow | $235 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,108 |
| Total Monthly Debt Service | $800 |
| DSCR Ratio | 1.39x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1970
10,019 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17353, Orrtanna, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,613 (100%) |
| Owner Occupied HU | 1,139 (70.6%) |
| Renter Occupied HU | 215 (13.3%) |
| Vacant Housing Units | 259 (16.1%) |
| Median Home Value | $300,667 |
| Average Home Value | $339,179 |
Housing Distribution
Address Breakdown
Residential
1,341
Single Family
1,341
Multi-Family
0
Businesses
12
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1970
10,019 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17353, Orrtanna, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,613 (100%) |
| Owner Occupied HU | 1,139 (70.6%) |
| Renter Occupied HU | 215 (13.3%) |
| Vacant Housing Units | 259 (16.1%) |
| Median Home Value | $300,667 |
| Average Home Value | $339,179 |
Housing Distribution
Address Breakdown
Residential
1,341
Single Family
1,341
Multi-Family
0
Businesses
12
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Alycia Hays • RE/MAX of Gettysburg
Mls Name: Bright MLS
Mls ID: #PAAD2022002