30 Fox MdwsSaint LouisMO63127
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 30 Fox Mdws, Saint Louis, MO, 63127 in Saint Louis fits: $599,900, 4.44% gross yield, and a projected 5% annual appreciation rate adding $165,741 in value within five years. Rental yield 4.44%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.82) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $5,525/yr in principal paydown and $165,741 in appreciation project a total return of $130,032.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.4% | 7.8% |
| Monthly Cash Flow | $(1,574) | $450 |
City averages based on Saint Louis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,220 |
| Total Monthly Debt Service | $3,497 |
| DSCR Ratio | 0.63x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1940
1.22 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63127, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,141 (100%) |
| Owner Occupied HU | 1,654 (77.3%) |
| Renter Occupied HU | 358 (16.7%) |
| Vacant Housing Units | 129 ( 6.0%) |
| Median Home Value | $558,943 |
| Average Home Value | $585,038 |
Housing Distribution
Address Breakdown
Residential
2,390
Single Family
1,846
Multi-Family
544
Businesses
554
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1940
1.22 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63127, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,141 (100%) |
| Owner Occupied HU | 1,654 (77.3%) |
| Renter Occupied HU | 358 (16.7%) |
| Vacant Housing Units | 129 ( 6.0%) |
| Median Home Value | $558,943 |
| Average Home Value | $585,038 |
Housing Distribution
Address Breakdown
Residential
2,390
Single Family
1,846
Multi-Family
544
Businesses
554
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MARIS
Mls ID: #26012478