3 Springfield St, Wilbraham, MA, 01095 | $434/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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3 Springfield St, Wilbraham, MA, 01095 | $434/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Wilbraham at 3 Springfield St, Wilbraham, MA, 01095 generates $2,640/mo in rent and, after a $1,713/mo payment, leaves $434/mo in cash flow. Total monthly income is $2,640/mo, and annual cash flow is $5,209/yr on $116,025 invested. Return on cash invested sits at 24.4% in year one, and rental yield is 9.05% on a $350,000 entry. Equity gained on principal adds $2,258/yr, while 5% annual appreciation builds toward $96,699 over five years. Five-year ROI reaches 127.09% and total cumulative return in cash sums $147,458. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $2,640/mo property income rather than buyer’s personal income.

Multi Family

Built in 1850

0.35 Acres lot

$N/A/sqft

No HOA

More details about the property

2nd Floor 1 bedroom apartments corner of Main & 6 Burt Lane w 1 1/2 baths 800SF with no utilities included ( Electricity & Heat ) rented for $2,300.00 per month. The second-floor apartment at 3 Springfield Street has use of the laundry room through exterior door off the brick patio which can also be used along with the gas grill.Can easily be used as a 7 Room Single family house by installing a doorway in the common wall in the 1st floor bedroom with the 2nd floor entrance hall & stairway. Doors will also be needed to be added to the kitchen and living room.

Neighborhood Data

Neighborhood data shown for ZIP Code: 01095, Wilbraham, MA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	5,745 (100%)
Owner Occupied HU	4,920 (85.6%)
Renter Occupied HU	637 (11.1%)
Vacant Housing Units	188 ( 3.3%)
Median Home Value	$427,746
Average Home Value	$499,087