3 S Cove Rd #3HubbardstonMA01452
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeFinancing efficiency matters for international buyers, and 3 S Cove Rd #3, Hubbardston, MA, 01452 in Hubbardston offers it: the 1.62 DSCR gives Ziffy Mortgage's underwriting team an unusually clean file, no U.S. credit, no personal income required. Rental yield 8.76%. Long-term, 5% appreciation is forecast to add $81,779, and $2,726/yr in principal paydown compounds equity steadily. Projected five-year cumulative return: $131,387.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 7.0% |
| Monthly Cash Flow | $(31) | $300 |
City averages based on Hubbardston market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,160 |
| Total Monthly Debt Service | $1,748 |
| DSCR Ratio | 1.24x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1988
1 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01452, Hubbardston, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,775 (100%) |
| Owner Occupied HU | 1,556 (87.7%) |
| Renter Occupied HU | 149 ( 8.4%) |
| Vacant Housing Units | 70 ( 3.9%) |
| Median Home Value | $424,009 |
| Average Home Value | $470,826 |
Housing Distribution
Address Breakdown
Residential
1,648
Single Family
1,612
Multi-Family
36
Businesses
87
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1988
1 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01452, Hubbardston, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,775 (100%) |
| Owner Occupied HU | 1,556 (87.7%) |
| Renter Occupied HU | 149 ( 8.4%) |
| Vacant Housing Units | 70 ( 3.9%) |
| Median Home Value | $424,009 |
| Average Home Value | $470,826 |
Housing Distribution
Address Breakdown
Residential
1,648
Single Family
1,612
Multi-Family
36
Businesses
87
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ann Atamian • Gibson Sotheby's International Realty
Mls Name: MLS PIN
Mls ID: #73471088