3 Roaring Camp RdFeltonCA95018
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 3 Roaring Camp Rd, Felton, CA, 95018 in Felton fits: $798,000, 5.15% gross yield, and a projected 5% annual appreciation rate adding $220,473 in value within five years. Rental yield 5.15%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.96) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $7,350/yr in principal paydown and $220,473 in appreciation project a total return of $187,018.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.2% | 6.0% |
| Monthly Cash Flow | $(1,817) | $300 |
City averages based on Felton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,427 |
| Total Monthly Debt Service | $4,927 |
| DSCR Ratio | 0.70x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1963
0.66 Acres lot
$N/A/sqft
$278 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95018, Felton, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,508 (100%) |
| Owner Occupied HU | 2,312 (65.9%) |
| Renter Occupied HU | 856 (24.4%) |
| Vacant Housing Units | 340 ( 9.7%) |
| Median Home Value | $844,976 |
| Average Home Value | $938,999 |
Housing Distribution
Address Breakdown
Residential
3,104
Single Family
3,088
Multi-Family
16
Businesses
342
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1963
0.66 Acres lot
$N/A/sqft
$278 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95018, Felton, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,508 (100%) |
| Owner Occupied HU | 2,312 (65.9%) |
| Renter Occupied HU | 856 (24.4%) |
| Vacant Housing Units | 340 ( 9.7%) |
| Median Home Value | $844,976 |
| Average Home Value | $938,999 |
Housing Distribution
Address Breakdown
Residential
3,104
Single Family
3,088
Multi-Family
16
Businesses
342
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tina Williams • Karon Properties
Mls Name: MLSListings Inc
Mls Provider:
Mls ID: #ML82003485
Disclaimer: Based on information from the MLSListings MLS as of 2025-04-22 14:31:23 PDT. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.