3 Old County RoadAthensVT05143
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 3 Old County Road, Athens, VT, 05143 in Athens. At $485,000 it earns $3,452/mo in rent and distributes $226/mo to the owner after the $2,181/mo payment, a consistent 8.54% yield. DSCR 1.58 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $133,997 in value; $4,467/yr in principal paydown compounds ownership stake. Total projected return: $199,413.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 6.2% |
| Monthly Cash Flow | $226 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,452 |
| Total Monthly Debt Service | $3,034 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1988
37.51 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05143, Chester, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,935 (100%) |
| Owner Occupied HU | 1,678 (57.2%) |
| Renter Occupied HU | 468 (15.9%) |
| Vacant Housing Units | 789 (26.9%) |
| Median Home Value | $361,592 |
| Average Home Value | $427,496 |
Housing Distribution
Address Breakdown
Residential
1,945
Single Family
1,918
Multi-Family
27
Businesses
149
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1988
37.51 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05143, Chester, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,935 (100%) |
| Owner Occupied HU | 1,678 (57.2%) |
| Renter Occupied HU | 468 (15.9%) |
| Vacant Housing Units | 789 (26.9%) |
| Median Home Value | $361,592 |
| Average Home Value | $427,496 |
Housing Distribution
Address Breakdown
Residential
1,945
Single Family
1,918
Multi-Family
27
Businesses
149
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices