3 Harding StLutherville TimoniumMD21093








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Lutherville Timonium at 3 Harding St, Lutherville Timonium, MD, 21093 generates $3,476/mo in rent and, after a $2,716/mo payment, leaves $25/mo in cash flow. Total monthly income is $3,476/mo, and annual cash flow is $295/yr on $182,595 invested. Return on cash invested sits at 20.22% in year one, and rental yield is 7.52% on a $555,000 entry. Equity gained on principal adds $3,581/yr, while 5% annual appreciation builds toward $153,336 over five years. Five-year ROI reaches 104.54% and total cumulative return in cash sums $190,880. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $3,476/mo property income rather than buyer’s personal income.
Single Family
Built in 1955
0.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21093, Lutherville Timonium, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,522 (100%) |
| Owner Occupied HU | 12,798 (77.5%) |
| Renter Occupied HU | 2,999 (18.2%) |
| Vacant Housing Units | 725 ( 4.4%) |
| Median Home Value | $511,519 |
| Average Home Value | $601,915 |
Housing Distribution
Address Breakdown
Residential
16,570
Single Family
11,950
Multi-Family
4,620
Businesses
1,469
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Listed by: DIPENDRA BHATTARAI • Ghimire Homes
Mls Name: Bright MLS
Mls ID: #MDBC2142964








