3 Fox Hollow CirValdostaGA31602
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 3 Fox Hollow Cir, Valdosta, GA, 31602 in Valdosta is capital appreciation. Rental yield 5.97%. The 5.97% gross yield at $795,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $219,644 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (1.11) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $244,113.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6% | 6.5% |
| Monthly Cash Flow | $(886) | $1,200 |
City averages based on Valdosta market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,953 |
| Total Monthly Debt Service | $4,522 |
| DSCR Ratio | 0.87x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1983
1.08 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31602, Valdosta, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,580 (100%) |
| Owner Occupied HU | 6,976 (44.8%) |
| Renter Occupied HU | 7,281 (46.7%) |
| Vacant Housing Units | 1,323 ( 8.5%) |
| Median Home Value | $239,403 |
| Average Home Value | $278,849 |
Housing Distribution
Address Breakdown
Residential
14,938
Single Family
12,917
Multi-Family
2,021
Businesses
1,265
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1983
1.08 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31602, Valdosta, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,580 (100%) |
| Owner Occupied HU | 6,976 (44.8%) |
| Renter Occupied HU | 7,281 (46.7%) |
| Vacant Housing Units | 1,323 ( 8.5%) |
| Median Home Value | $239,403 |
| Average Home Value | $278,849 |
Housing Distribution
Address Breakdown
Residential
14,938
Single Family
12,917
Multi-Family
2,021
Businesses
1,265
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices