3 Eagle Pine WayRochesterNY14623
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis is a cash-flow-light asset: 3 Eagle Pine Way, Rochester, NY, 14623 in Rochester, $299,900, 8.35% gross yield, $84/mo net income. Consider it a market-entry position, the $2,087/mo rent covers the $1,349/mo payment with a margin, and 5%/yr appreciation is projected to add $82,857 to the asset's value over five years. Ziffy Mortgage approves DSCR loans (coverage 1.55) for non-U.S. residents without domestic income documentation. Consider a higher down payment to widen the monthly margin. Total projected return: $119,803.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 6.2% |
| Monthly Cash Flow | $84 | $450 |
City averages based on Rochester market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,087 |
| Total Monthly Debt Service | $1,883 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2002
1,742 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14623, Rochester, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,585 (100%) |
| Owner Occupied HU | 4,888 (46.2%) |
| Renter Occupied HU | 4,860 (45.9%) |
| Vacant Housing Units | 837 ( 7.9%) |
| Median Home Value | $194,083 |
| Average Home Value | $232,219 |
Housing Distribution
Address Breakdown
Residential
9,772
Single Family
6,246
Multi-Family
3,526
Businesses
1,651
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2002
1,742 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14623, Rochester, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,585 (100%) |
| Owner Occupied HU | 4,888 (46.2%) |
| Renter Occupied HU | 4,860 (45.9%) |
| Vacant Housing Units | 837 ( 7.9%) |
| Median Home Value | $194,083 |
| Average Home Value | $232,219 |
Housing Distribution
Address Breakdown
Residential
9,772
Single Family
6,246
Multi-Family
3,526
Businesses
1,651
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices