3 E North Main StWilliamsburgMA01096
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeReliable, bankable, and well-priced, 3 E North Main St, Williamsburg, MA, 01096 in Williamsburg delivers $2,103/mo in gross rent and $218/mo in net monthly income at a $299,000 entry. The 8.44% yield and 1.56 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $82,608 over five years and $2,754/yr in equity from loan paydown, total projected return is $127,620.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 5.5% |
| Monthly Cash Flow | $218 | $400 |
City averages based on Williamsburg market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,103 |
| Total Monthly Debt Service | $1,766 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
2,614 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01096, Williamsburg, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,377 (100%) |
| Owner Occupied HU | 955 (69.4%) |
| Renter Occupied HU | 184 (13.4%) |
| Vacant Housing Units | 238 (17.3%) |
| Median Home Value | $458,671 |
| Average Home Value | $528,631 |
Housing Distribution
Address Breakdown
Residential
859
Single Family
832
Multi-Family
27
Businesses
62
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
2,614 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01096, Williamsburg, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,377 (100%) |
| Owner Occupied HU | 955 (69.4%) |
| Renter Occupied HU | 184 (13.4%) |
| Vacant Housing Units | 238 (17.3%) |
| Median Home Value | $458,671 |
| Average Home Value | $528,631 |
Housing Distribution
Address Breakdown
Residential
859
Single Family
832
Multi-Family
27
Businesses
62
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Maria Rosario • Coldwell Banker Realty - Western MA
Mls Name: MLS PIN
Mls ID: #73450337