3 Drummer Rd APT B3ActonMA01720
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 3 Drummer Rd APT B3, Acton, MA, 01720 in Acton is narrow, $91/mo net on $2,654/mo rent after the $1,434/mo debt service, but the property operates at break-even-plus, not a loss. At $319,000 with a 9.99% yield, the long-run equity case via 5% appreciation ($88,134 over five years) and $2,938/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.85 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $162,567.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10% | 5.0% |
| Monthly Cash Flow | $91 | $1,200 |
City averages based on Acton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,654 |
| Total Monthly Debt Service | $1,884 |
| DSCR Ratio | 1.41x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1968
1 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01720, Acton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,016 (100%) |
| Owner Occupied HU | 6,499 (72.1%) |
| Renter Occupied HU | 2,175 (24.1%) |
| Vacant Housing Units | 342 ( 3.8%) |
| Median Home Value | $843,349 |
| Average Home Value | $888,020 |
Housing Distribution
Address Breakdown
Residential
8,861
Single Family
8,052
Multi-Family
809
Businesses
1,094
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1968
1 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01720, Acton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,016 (100%) |
| Owner Occupied HU | 6,499 (72.1%) |
| Renter Occupied HU | 2,175 (24.1%) |
| Vacant Housing Units | 342 ( 3.8%) |
| Median Home Value | $843,349 |
| Average Home Value | $888,020 |
Housing Distribution
Address Breakdown
Residential
8,861
Single Family
8,052
Multi-Family
809
Businesses
1,094
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Robert Leahey • Coldwell Banker Realty - Waltham
Mls Name: MLS PIN
Mls ID: #73463643